Happy New Year!

I hope you all had a fantastic New Years Eve! I did, so much so that I seem to have a slightly fuzzy memory after 1am!

It's time to put to the rest what was the difficult year of 2011, and look forward to more opportunities this new year. Most of Europe's leaders are warning of a hard 12 months to come. But instead of focusing on the negatives, try and see what opportunities these difficulties bring.

I wish you all the most prosperous year as possible!